Las Palmas Funding
 
We are your local home buying specialists and will find you the best loan at the best rate for your home financing needs and goals, every time.

Prequalification Is Critical
Getting pre-qualified for a loan is critical in today's real estate environment. By going through the loan process prior to signing a purchase contract on a home, you can eliminate all of the obstacles to borrowing without jeopardizing an actual purchase transaction. Once your loan is approved, your real loan closing will be quick and subject only to a satisfactory appraisal and title report on the home.

I Have A Property In Contract
I would like to Apply Online for a loan, or I would like to see some loan options.

I Am Still Looking For A Home
I would like to see some purchase strategies, get pre-qualified to give a letter to my Realtor® or a homeowner, or find more information about the financial process.
5 Factors To Consider Before You Apply For A Mortgage
  1. Does your lender offer you a lowest closing cost guarantee in writing? Ask about ours.
  2. In a hurry? We can close in as little as two weeks. Just say the word, and we’ll rush your application.
  3. Wondering where to start? Ask one of our loan professionals, we will take the mystery out of the process for you.
  4. Should you refinance? Ask for our free detailed analysis.
  5. Don't know which loan to pick? We will do a side by side comparison for you. Free.

need help?
loan amt.
Rate Pnts APR Pmnt
Conforming 3 Year ARM
5.750% 0.0 5.750% $0
1% Choice Pay Loan
1.000% 0.0 1.000% $0
Conforming 5 Year ARM
5.500% 0.0 5.500% $0
Non-Conforming 30 Year Fixed
rate not available
Conforming 10 Year ARM
6.250% 0.0 6.250% $0
Conforming 15 Year Fixed
5.375% 0.0 5.375% $0
Non-Conforming 5 Year ARM
7.250% 0.0 7.250% $0
Non-Conforming 7 Year ARM
7.125% 0.0 7.125% $0
Conforming 20 Year Fixed
5.875% 0.125 5.891% $0
Non-Conforming 15 Year Fixed
7.125% 0.0 7.125% $0
Non-Conforming 10 Year ARM
rate not available
Conforming 30 Year Fixed
5.875% 0.125 5.886% $0
Non-Conforming 20 Year Fixed
rate not available
Conforming 7 Year ARM
6.000% 0.0 6.000% $0

In The News...
Manufacturing in the Philadelphia region continued to deteriorate in November as reported by the Philadelphia Federal Reserve Bank. The Philly Fed diffusion index fell to negative 39.3 in November from negative 37.5 in October....
Visit Daily to read Mortgage Market Guide's Daily Consumer News. Click on "more" above to read the full article


 

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Las Palmas Funding
364 South Main St
Salinas, CA 93901

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